DOWN PAYMENT MAY NOT BE NECESSARY

I must give credit where credit is due. This infomation was given to me by Jay Beckingham, Sr. Loan Officer with American Eagle Mortgage Co.  Please feel free to Google him.

Down Payment Not Necessary

So you want to buy a home in Cape Coral? How much of a down payment is required?

If it's a primary residence often... NONE

How about Ft. Myers?       Same situation, same deal.. NONE

If you're purchasing a home in Southwest Florida there may be programs available that do not require a Down payment.

VA:  Veterans always come first

100% financing -

no monthly mortgage insurance 

seller paid closing costs

USDA/RURAL HOUSING - the locations may surprise you

100% financing

Closing costs may be financed (if the appraisal will bear it)

Seller paid costs allowed

Property and income restrictions do apply (don't let this scare you)

FHA

3.5%  Down Payment

Seller may contribute up to 6% of the purchase price towards buyers closing costs.

FLORIDA BOND

Down payment and closing cost assistance for qualified borrowers.

Down payment (is) not necessary

I’M NOT KIDDING!

 So, if you are renting and think you can't afford a home, let's check out your options.

 If you have not owned a home in the past 3 years you are now considered a First Time Home Buyer.

Please contact me and let me help you get into your Dream Home!!

Joni Gordon, Realtor

Real Living Cypress Realty

Fort Myers, FL

Cell:  239-826-7322

Office:  239-275-3321